Paycheck-first bill planning

Make every payday predictable.

Know which paycheck funds each bill. Protect money already committed. Spot timing surprises before autopays hit.

Join the beta waitlistExplore features

Private beta in development. No bank connection needed for manual planning.

✦ Next paycheck Illustrative demo · not customer data

Expected paycheck$2,400
Allocated$1,920
Housing reserve$875
Utilities$165
Food budget$300
Protected cushion$150
Unallocated after this plan$480
Built around payday

Your bills have due dates. Your plan should have paydays.

Track obligations by paycheck and separate planned internal transfers from actual expenses.

01

Give every bill a paycheck

Map each due date to its funding source, instead of guessing from a monthly total.

02

Protect reserved money

See your buffer and allocations without counting them as spending twice.

03

See timing warnings

Flag unconfirmed dates and funding transfers that still need action. No payments are initiated.

Be an early tester

Get on the BillPilot beta list.

Join for occasional early-access and product-launch updates. No purchases, subscription, or bank access are required.

We collect only your email address and signup timestamp for the waitlist. We don't sell your email or use it for ads. This form does not create an app login. Save the personal removal link displayed after signing up.

Proposed pricing

Start free. Upgrade when it's useful.

These tiers are being tested—not available for purchase yet.

Available in personal prototype

Free

$0

Local manual bill tracking and paycheck allocations.

Proposed

Plus

$5.99/month

Planned: recurring schedules, reminders, advanced forecasting, and cloud backup.

Proposed

AI Pro

$9.99/month

Planned: optional bank sync, intelligent guidance, and scenarios.

Common questions

Good to know

Does it pay my bills?

No. The app tracks planned obligations and payment statuses; banks or billers remain responsible for transfers and payments.

Are bank connections required?

No. The first version is manual and local-first. Optional bank sync is planned, not yet available.

What happens after joining?

Your email is stored privately for future beta invitations. You will not immediately receive a confirmation email; email delivery isn't connected yet. Save the removal link displayed on signup.

Is my financial data used on this website?

No. The marketing page uses fictional amounts only. The private app is separate.